‘Since attending the training (four months ago) I have saved £80 per month on my bills and learnt many techniques to bring my budget under control. Thank you so much.’ – Course Attendee


Live4Less is an action-budgeting course which helps individuals and families to live well and more sustainably on a limited budget.

Uniquely, Live4Less facilitates ‘crowdwisdom’ and encourages participants to share knowledge of local services, tips and tricks for living well for less. It generates discussion and reflection on consumption and frugality, sharing resources and swapping skills. Making use of participants own, local knowledge reduces the feeling of the course being ‘taught’ which can alienate those who are not comfortable in a classroom environment. Outcomes for the people you work with can include:

  • Better financial independence and management
  • Direct savings and increased disposable income
  • Lower rates of debt and understanding of priority payments
  • Increased community capability and engagement
  • Increased ability to live a more eco-friendly lifestyle on a limited budget
  • Social inclusion 

Modules cover:

  1. Introduction 
  2. Budgeting
  3. Travel 
  4. Utilities 
  5. Food 
  6. Energy 
  7. Passing it On/Volunteering
  8. Close and Round up

‘Very inspirational and delivered in an innovative way. I think we gained a lot more than budgeting techniques and energy saving skills!’ – Course Attendee

How can I access Live4Less?

MEA delivers Live4Less in three ways:

  • Directly to those who are living on limited budgets.
  • As a one-day classroom-based Train the Trainers course for those who want to deliver the course themselves.
  • ***NEW FOR 2015***: As a Distance Learning Train the Trainers course. We provide all the course materials, you work through them at your own pace, then we provide a certificate of completion once you’re finished.

Download the Live4Less Brochure for more information about all three options.

You can also download the resources for a sample Distance Learning module.

If you are interested in having Live4Less delivered for you or your organisation, please contact MEA on 01743 246007 or email

‘Very good. Did what it aimed to do. Brilliant pack - excellent to get on and deliver straightaway!’ – Train the Trainers Classroom Attendee 

‘I thought the training was well delivered, informative and meaningful. Suitable and useful for onward presentation.’ – Train the Trainers Classroom Attendee 

Background to Live4Less

Marches Energy Agency originally developed Live4Less and delivered pilot training to 24 individuals, and as a ‘train the trainers’ session for intermediaries, for five Housing Associations and two Local Authorities in 2011. We did this with funding from The National Institute of Adult Continuing Education. Since then we have delivered paid-for, classroom-based Train the Trainer courses to more than 70 participants including Housing Association staff, Sure Start staff, Local Authorities Officers and community volunteers.


  • One Housing Association officer went on to run the direct course for tenants once a fortnight for over a year with a consistently high turnout.
  • One community volunteer helped several people in her neighbourhood to access grants for free boiler replacements.
  • Housing Association staff and Local Authority Officers have incorporated the information from the course into information booklets they hand out to clients.


One great advantage of doing the Train the Trainer course is that you will probably gain as many tips to save money yourself as you do tips to help others do the same!

‘Outstanding training, thanks. We hope soon to be running our own sessions.’ Train the Trainers Attendee.

If you are interested in having Live4Less delivered for you or your organisation, please contact MEA on 01743 246007 or email 




The creation of Live4Less Distance Learning Train the Trainers has been funded by the Big Lottery Fund.


The creation of Live4Less by Marches Energy Agency has been financed by the Skills Funding Agency through the Adult Community Learning Fund managed by the National Institute for Adult and Continuing Education.

Live4Less Brochure, July 2015.pdf1.23 MB